Town of Cedar Lake
Town Council Packet
July 7, 2026

Claims and Payroll Summary — July 7, 2026

Packet Page 1

Resolution No. 1400

Packet Page 2

TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA

A RESOLUTION AUTHORIZING APPROPRIATION TRANSFERS BY THE CLERK-TREASURER FOR THE FOLLOWING FUNDS DURING BUDGET YEAR 2026

WHEREAS, the Town Council of the Town of Cedar Lake, Lake County, Indiana does find that conditions exist at this time, and that it is indispensably necessary to expend certain sums of money by the proper legal officers of the Town of Cedar Lake, Lake County, Indiana by way of transfer of funds within the categories of appropriations.

NOW THEREFORE, be it resolved by the Town Council of the Town of Cedar Lake, Lake County, Indiana, that the following transfers are to be made in the specified funds between major budget categories:

ALL OF WHICH IS PASSED AND ADOPTED BY THE TOWN COUNCIL OF THE TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA, THIS 7th DAY OF JULY, 2026.

Resolution No. 1401

Packet Pages 3–10

TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA

A RESOLUTION AMENDING THE CEDAR LAKE FIRE DEPARTMENT HIRING PROCEDURE TO REQUIRE ENTRY INTO AND EXECUTION OF A REPLACEMENT FIREFIGHTER/EMT (BASIC) TRAINING REIMBURSEMENT AGREEMENT AS A CONDITION OF EMPLOYMENT AS A MEMBER OF THE CEDAR LAKE FIRE DEPARTMENT, AND ALL MATTERS RELATED THERETO.

• WHEREAS, the Town Council of the Town of Cedar Lake, Lake County, Indiana, (hereinafter, the "Town Council") has reviewed the hiring procedure and policy of the Town Fire Department regarding the initial hiring of Firefighters/Emergency Medical Technicians (Basic), and the related training expenses for the same; and
• WHEREAS, the Town Council has determined, after review of the hiring procedure and policy of the Town Fire Department ("Department") regarding its hiring procedures and the related training expenses, that amending the current standard operating policy regarding the same will more fully promote health and safety, comfort and general welfare and well-being of the members of the Department in providing emergency medical and fire prevention services to the residents of the Town; and
• WHEREAS, the Town Council, upon its continuing review, has determined that amendment to the standard operating policy for Hiring Procedures to include entry into and execution of a Training Reimbursement Agreement as a condition of employment as a Member of the Fire Department in the Town of Cedar Lake enhances motivation and improves morale in the organizational and administrative operations and provides greater efficiency in the emergency medical and fire prevention services rendered to the residents of the Town by the Fire Department; and
• WHEREAS, the Board of Safety has likewise reviewed same and certifies a favorable recommendation to the Town Council for approval of said Amendatory and Replacement Training Reimbursement Agreement; and
• WHEREAS, the Town Council, having reviewed the hiring procedures and policies of the Town of Cedar Lake, and all other applicable law, now finds and determines that it is advisable and necessary to amend the Town Fire Department Hiring Procedures to include the entry and execution of a Training Reimbursement Agreement, and that said amendment and replacement is in the best interests of the citizens of the Town of Cedar Lake.

NOW, THEREFORE, BE IT ORDAINED BY THE TOWN COUNCIL OF THE TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA:

1. SECTION ONE: That the Training Reimbursement Agreement, attached hereto, incorporated herein, and referenced as Exhibit "A", is hereby adopted, effective immediately, as stated in the attached Exhibit A, the execution of which shall be a condition of employment for any Firefighter/EMT (Basic) in the Town Fire Department hired after this date.
2. SECTION TWO: That the execution of a Training Reimbursement Agreement as a condition of employment as a member of the Town Fire Department shall be incorporated in the Standard Operating Manual as a part of the Hiring Procedure and Policy for new Firefighters/Paramedics/EMTs. The policy adopted and approved thereby shall be posted as deemed appropriate by the Fire Chief.
3. SECTION THREE: That the Training Reimbursement Agreement Policy and Hiring Policy and Procedure is not applicable to any previously certified Firefighter/Paramedic under any previous Agreement for Employment with the Town, and said will remain in full force and effect.
4. SECTION FOUR: Any Employee Training Reimbursement Agreement currently in effect for existing employees shall be reviewed and, if necessary, amended to ensure compliance with the revised employee Training Resolution and Agreement. Furthermore, any current employee who holds a valid Paramedic license at the time of hire shall be deemed to have satisfied the terms of their previously executed agreement.

ALL OF WHICH IS PASSED AND RESOLVED THIS ____ DAY OF __________, 2026, BY THE TOWN COUNCIL OF THE TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA.

Exhibit A — Town of Cedar Lake Firefighter/EMT Training Reimbursement Agreement

This Town of Cedar Lake Firefighter/Emergency Medical Technician (Basic) Training Reimbursement Agreement (hereinafter "Agreement") is made and entered into this ____ day of __________, 20__, by and between the TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA, a Municipal Corporation, by and through its duly elected Town Council (hereinafter collectively referred to as "Town") and __________________________ (hereinafter referred to as "Applicant").

Recitals

• WHEREAS, the Applicant has made application to the Town for a Firefighter/Emergency Medical Technician (Basic) employment position with the Town; and
• WHEREAS, in order to acquire the necessary professional knowledge, skill, method and technique required for Firefighter/EMT work with the Town, the Applicant will be required to participate in Firefighter/EMT/Paramedic training which may be required by the Town as a condition of employment with the Town; and
• WHEREAS, the Town provides a substantial investment of time and money in providing for the equipment and training of newly hired Firefighters/EMTs to the Town of Cedar Lake Fire Department; and
• WHEREAS, the Town is entitled to expect a reasonable return on such investment, in terms of commitment of time, resources, and devotion to duty of the prospective Applicant; and
• WHEREAS, it has become more prevalent, with the transfer of pension rights pursuant to statute, for a sworn Firefighter/EMT to depart employment with the Town and Fire Department and the municipal entity which has provided for specialized public emergency service training prior to serving on such Fire Department for a reasonable period of time.

NOW, THEREFORE, IT IS AGREED BY THE TOWN AND APPLICANT AS FOLLOWS:

Covenants

1. The Town and Applicant, and each of them, agree that the Recitals are an integral part of this Agreement, and therefore, are made part of this Agreement and are incorporated herein by reference as if fully stated herein.
2. The Applicant agrees to participate in all training required of him/her by the Town, which training may consist of any or all of the following:
   • Indiana Firefighter Training/Certification;
   • Indiana EMT Training/Certification;
   • Indiana Paramedic Training/Certification;
   • Similarly related training and/or certification programs for a Firefighter/EMT, whether State or federally mandated.
   The Applicant agrees to undertake and successfully complete such training and obtain the necessary and appropriate Certification for any such training. In the event that the Town extends a final offer of employment to the Applicant, he/she agrees to employment with the Town and Town Fire Department as a Firefighter/EMT, and subsequently, as a Firefighter/Paramedic for the Town, in any duty assignment prescribed. The Applicant does further agree to devote full-time to any necessary training and subsequent service as a Firefighter/Paramedic for the Town and to perform all assignments in a satisfactory manner.
3. The Town agrees to provide, at its sole discretion, any Firefighter/Paramedic training to the Applicant deemed necessary by the Town and to be responsible for payment of all related expenses in connection therewith, including food and lodging on the premises while the Applicant is in training, if required. The Town agrees to provide, at its sole discretion, in-house training for the Applicant during those periods of time that said Applicant is employed with the Town.
4. The Applicant acknowledges that in addition to any training that may be provided by the Town, he/she will also be provided with a uniform and other Firefighter/EMT/Paramedic equipment by the Town. Because the total costs and expenses incurred by the Town for the training and equipping of the Applicant are difficult to ascertain with any degree of certainty, resulting in part from the continual change and increase in the costs of training and equipment, the Applicant agrees to pay to the Town:
   • The greater of the actual expenses incurred by the Town, including school, training, and any and all other related expenses incurred by the Town, or the sum of Seven Thousand Five Hundred Dollars ($7,500.00), as agreed upon liquidated damages for training, in the event that said Applicant terminates his/her employment with the Town within the first thirty-six (36) months subsequent to accepting employment as a Firefighter/EMT/Paramedic for the Town and said Applicant, while employed by the Town, has started or completed training at any Firefighter, Paramedic, and/or Emergency Medical Technician School at the Town's expense;
   • If the Applicant does not successfully complete the Town-funded Paramedic class due to a failure on their behalf, this Applicant will be granted the opportunity to repeat and re-take the Paramedic class with the approval of the Fire Chief at this Applicant's expense. If such occurs, this Agreement of Applicant may remain in place until one (1) year after Certification as a Paramedic. In the event that this employee does not acquire and be awarded a Paramedic license after the second attempt, there will be a separation of employment for cause;
   • Upon voluntary or involuntary termination of employment, this Agreement will be amortized over the duration of the thirty-six (36) months based on the rate of one-thirty-sixth of total months worked;
   • All amounts due the Town under this Agreement by the Applicant shall be due, owing, and payable, in full, thirty (30) days after the Applicant's employment as a Firefighter/EMT/Paramedic terminates, for any reason, with the Town, and shall bear interest at the rate of eight percent (8%) per annum, and in the event that the Town initiates a civil lawsuit to recover and/or collect the liquidated damages set forth above, the Applicant agrees to pay the reasonable attorney's fees and court costs incurred by the Town.
5. The Applicant agrees that amounts owed, pursuant to this Agreement, shall be deducted from the Applicant's final paycheck from the Town of Cedar Lake, Lake County, Indiana, and any remaining monies still owed by Applicant shall remain due and owing by Applicant according to the terms of the Agreement. Applicant further agrees to and authorizes the Town to withhold said amount(s) from Applicant's final paycheck.
6. In no event shall liquidated damages, as set forth above, be assessed in the event that the Applicant fails to satisfactorily complete training at Firefighter, Paramedic and/or Emergency Medical Technician School or terminates his/her employment during the first thirty-six (36) months because of a disabling illness or injury which renders said Applicant physically unable to perform his/her duties as a Firefighter/EMT/Paramedic for the Town, as verified by a competent physician approved by the Town.
7. The exceptions set forth in Paragraph 4 above shall not apply in the event that the Town determines, in its sole discretion, that there is substantial evidence that the Applicant would have otherwise been dismissed from his/her employment as a Firefighter/EMT/Paramedic for the Town as a result of misrepresenting his/her basic qualifications for employment, or has otherwise caused his/her illness or injury.
8. The Applicant acknowledges that he/she meets the basic qualifications for employment as set forth below:
   • U.S. citizen;
   • High school diploma or equivalent thereof;
   • No felony convictions; and
   • Valid Indiana driver's license.
9. The Applicant acknowledges that he/she must undergo and satisfactorily pass each of the following:
   • Physical agility test;
   • Oral interview with the Town Fire Chief and/or his/her designated representative;
   • Extensive background search;
   • Psychological test; and
   • Any other testing procedures as may be required by the Town.
10. The Applicant acknowledges and represents that the information contained on his/her formal application and the information given to personnel of the Town conducting any background investigation of the Applicant is accurate, truthful and complete.
11. In the event that within thirty-six (36) months subsequent to the execution of this Agreement, the Applicant is: (a) called to active military duty; (b) has his/her probationary period extended by the Town for any reason whatsoever; or (c) is granted a temporary leave of absence by the Town, then the period within which said Applicant is required to make payment of liquidated damages, as set forth above, shall be extended in an amount equal to the length of time that the Applicant is unable to actively serve, for those reasons set forth above, as a Firefighter/EMT/Paramedic for the Town.
12. This Agreement shall become effective upon the execution of this Agreement by the Applicant and the Town, and shall remain in full force and effect for a period of thirty-six (36) months following said date of execution, unless extended as provided in Paragraph 11 above.
13. The Applicant expressly acknowledges that this Agreement is not intended to be and shall not be construed as a contract of employment with the Town. Applicant further acknowledges that if the Town, in its sole discretion, determines that the Applicant has not satisfactorily passed and completed all portions of the required testing and evaluations, the Town will not, and it shall not be required to, extend a final offer of employment to the Applicant.
14. If the Town pursues legal action to enforce any of the terms and/or obligations as enumerated throughout the Agreement, Applicant shall be responsible for payment to the Town of its reasonable attorney's fees incurred during said legal action, including all collection costs, court costs, and related fees.
15. The failure of either Party to this Agreement to insist upon the performance of any of the terms and conditions of this Agreement, or the waiver of any breach of any terms and conditions of this Agreement, shall not be construed as thereafter waiving any such terms and conditions, but the same shall continue and remain in full force and effect as if no such forbearance or waiver had occurred.
16. The invalidity of any portion of this Agreement will not and shall not be deemed to affect the validity of any other provision. In the event that any provision of this Agreement is held to be invalid by a court of competent jurisdiction, the Parties agree that the remaining provisions shall be deemed to be in full force and effect as if they had been executed by both parties subject to the expungement of the invalid provision.
17. This Agreement shall be construed in accordance with the laws of the State of Indiana, and embodies the entire agreement between the Parties hereto. Each Party acknowledges that there are no inducements, promises, terms, conditions or obligations made or entered into other than those expressly contained herein.
18. This Agreement has been approved for entry by the Cedar Lake Town Council by an affirmative vote of ____ in favor and ____ against, during a duly noticed regular public meeting held on the ____ day of __________, 20__, and whereby the Town Council President has executed same, with attestation by the Town Clerk-Treasurer of said signature, and whereby the foresaid Officers of the Town Council have been authorized and directed to enter into said Agreement on behalf of the Town.

IN WITNESS WHEREOF, the parties have hereunto set their hands and seals this ____ day of __________, 20__.

Board of Safety Recommendation Letter — Training Reimbursement Agreement

Packet Page 11

Dear Cedar Lake Town Council:

At the June 29, 2026 Cedar Lake Board of Safety meeting, the Board discussed a Training Reimbursement Agreement and Resolution for the Fire Department.

The Cedar Lake Board of Safety made a motion and voted 5 to 0 to send a Favorable Recommendation to the Cedar Lake Town Council to approve the Training Reimbursement Agreement and Resolution.

Please consider this at Tuesday's Town Council meeting for approval. If you have any questions, please let me know.

Sincerely,
Norman Stick, Chairman

Resolution No. 1402

Packet Pages 12–13

TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA

A RESOLUTION OF THE CEDAR LAKE TOWN COUNCIL AUTHORIZING AND APPROVING THE DISPOSAL OF TOWN-OWNED REAL ESTATE LOCATED AT 14525 BELL IN THE TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA, AND ALL MATTERS RELATED THERETO.

• WHEREAS, the Town Council of the Town of Cedar Lake, Lake County, Indiana (hereinafter, the "Town Council"), has been informed and advised that the parcel of real property commonly known as 14525 Bell St., Cedar Lake, IN 46303 (hereinafter, the "subject parcel"), is no longer of use by the Town, and is appropriate to be sold and/or disposed of; and
• WHEREAS, the Town of Cedar Lake, Lake County, Indiana (hereinafter, the "Town") acquired the subject parcel from a Lake County Tax Sale via Tax Deed recorded August 22, 2019, under Recorder Number 2019 056968, and the period of redemption has expired; and
• WHEREAS, the Town no longer has a need to continue to own or exercise control over the subject parcel; and
• WHEREAS, the Town Council has determined that the subject parcel is a parcel of real estate, which shape, size, and contours make it a less desirable and suitable parcel of real estate on which to build a compatible and suitable residential home within the requirements of the Town to construct same; and
• WHEREAS, the Town Council now seeks to sell the subject parcel for consideration appropriate to the aforementioned parcel characteristics; and
• WHEREAS, the Town Council has further determined that there is a low value to the subject parcel based upon the shape, size and contours of the subject parcel; and
• WHEREAS, the Town Council acknowledges and agrees that the Town will comply with each applicable requirement of I.C. §36-1-11-1 et. seq. in disposing of the subject parcel upon the identification of a Party that mutually seeks to obtain and purchase said real estate.

NOW, THEREFORE, BE IT RESOLVED BY THE TOWN COUNCIL OF THE TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA, AS FOLLOWS:

1. SECTION ONE: The Town Council of the Town of Cedar Lake, Lake County, Indiana, hereby authorizes and approves the Town Council President and Town Attorney to market and negotiate the sale of the subject parcel to an interested Party, with the disposal price consideration to be identified by the Town Council President in their most favorable valuation to the Town.
2. SECTION TWO: That the Town Council President and Town Attorney, respectively, shall execute and attest entry into any appropriate legal agreement or documentation for the sale of the aforementioned subject parcel as same is no longer of use to the Town of Cedar Lake.
3. SECTION THREE: That this Resolution shall take effect, and be in full force and effect, from and after its passage and approval by the Town Council of the Town of Cedar Lake, Lake County, Indiana, in conformance with applicable law.

ALL OF WHICH IS PASSED AND RESOLVED THIS ____ DAY OF __________, 2026, BY THE TOWN COUNCIL OF THE TOWN OF CEDAR LAKE, LAKE COUNTY, INDIANA.

Irrevocable Standby Letter of Credit — Cedar Lake Storage LLC

Packet Pages 14–15

Gentlemen:

Peoples Bank, at the request of our applicant, Cedar Lake Storage LLC, has provided its Irrevocable Standby Letter of Credit (number redacted in source document) in your favor, which is attached hereto, in the amount of Seven Thousand Seven Hundred and 00/100 Dollars ($7,700.00), dated July 1, 2026, in your favor.

This will certify that Alec Nirtaut, Small Business Lender, is authorized to provide and execute the attached Credit, that the signature appearing on said Credit is authentic, and that the Bank has complied with all banking laws and requirements and other laws in connection with the issuance of such Credit.

Sincerely,
Gregory Bracco, SVP
Chief Business Banking Officer

Attachment: Letter of Credit Number (redacted in source document).

Irrevocable Standby Letter of Credit — Detail

Ladies and Gentlemen: The Issuer hereby establishes, at the request of Applicant and for the account of the Applicant, in favor of the Beneficiary, this Irrevocable Standby Letter of Credit in the total amount of $7,700.00.

Change Order No. 1 — 2025 CDBG Utopia ADA Improvements

Packet Pages 16–17

Description: This change order represents a balancing change order for all project pay items based on final field measurements. Attachment: Change Order Summary Table.

Change in Contract Times: no substantial completion or final payment dates were filled in on the original form.

Signatures: Recommended by T. J. Gordon, Construction Engineer/PM, dated 06/10/2026. Accepted by Owner (Authorized Signature) — signature line not completed on source document. Accepted by Contractor (Authorized Signature), title "President," dated 6/10/26 (signature present but name not legible in source). Approved by Funding Agency: N/A.

CBBEL Pay Request No. 1 Recommendation Letter — 2025 CDBG Utopia ADA Improvements

Packet Pages 18–19

Dear Town Council Members:

Christopher B. Burke Engineering, LLC (CBBEL) has reviewed final Pay Request #1 in the amount of $93,423.90 submitted by J&J Newell Concrete Contractors, Inc. dated June 3, 2026, with a revised copy received June 12, 2026. Based on the completed, measured, and observed work to date, CBBEL recommends payment in the following amount:

Please find attached copies of Invoice #1 request from J&J Newell and the Final Pay Estimate #1 Report from CBBEL. The final waiver of lien from J&J Newell is also included with this letter.

If you have any questions or concerns, please do not hesitate to call.

Sincerely,
Thomas J. Gordon
Construction Engineer/PM

Enclosures: As noted. cc: Monica Horta – Town Administrative Assistant; Tim Kubiak – Town Operations Director; Eddie Antonietti – J&J Newell PM.

CBBEL Pay Estimate Report — 2025 CDBG Utopia ADA Improvements

Packet Page 20

Source: Utopia ADA Improvements Pay App Review #1 Spreadsheet, 6/10/2026.

J&J Newell Concrete — Invoice for Pay Request No. 1

Packet Page 21

Final Waiver of Lien and Contractor's Affidavit — J&J Newell Concrete Contractors, Inc.

Packet Page 22

Final Waiver of Lien

State of Illinois, County of Will, SS.

TO WHOM IT MAY CONCERN: WHEREAS the undersigned has been employed by THE TOWN OF CEDAR LAKE, IN to furnish CONCRETE WORK for the premises known as 2025 CDBG UTOPIA ADA SIDEWALK IMPROVEMENTS, of which TOWN OF CEDAR LAKE, IN is the owner.

The undersigned, for and in consideration of Ninety Three Thousand Four Hundred & Twenty Three Dollars and 90/100 ($93,423.90), and other good and valuable considerations, the receipt whereof is hereby acknowledged, do(es) hereby waive and release any and all lien or claim of, or right to, lien, under the statutes of the State of Illinois, relating to mechanics' liens, with respect to and on said above-described premises, and the improvements thereon, and on the material, fixtures, apparatus or machinery furnished, and on the moneys, funds or other considerations due or to become due from the owner, on account of all labor, services, material, fixtures, apparatus or machinery, heretofore furnished, or which may be furnished at any time hereafter, by the undersigned for the above-described premises, INCLUDING EXTRAS.*

*Extras include but are not limited to change orders, both oral and written, to the contract.

Date: 6/11/2026
Company Name: J&J Newell Concrete Contractors Inc, 25350 S. State St., Crete, IL 60417
Signature and Title: Victoria A. Newell, President (signature present in source document)

Contractor's Affidavit

State of Illinois, County of Will, SS.

TO WHOM IT MAY CONCERN: The undersigned, Victoria A. Newell, being duly sworn, deposes and says that he or she is President of J&J Newell Concrete Contractors Inc, who is the contractor furnishing Concrete Work on the building located at Various Locations, Cedar Lake, IN, owned by The Town of Cedar Lake, IN.

That the total amount of the contract including extras is $93,423.90, on which he or she has received payment of $0.00 prior to this payment. That all waivers are true, correct and genuine and delivered unconditionally and that there is no claim either legal or equitable to defeat the validity of said waivers. That the following are the names and addresses of all parties who have furnished material or labor, or both, for said work and all parties having contracts or subcontracts for specific portions of said work or for material entering into the construction thereof and the amount due or to become due to each, and that the items mentioned include all labor and material required to complete said work according to plans and specifications:

That there are no other contacts for said work outstanding, and that there is nothing due or to become due to any person for material, labor or other work of any kind done or to be done upon or in connection with said work other than above stated.

Date: 6/11/2026
Signature: Victoria A. Newell (signature present in source document)

Subscribed and sworn to before me this 11th day of June 2026, by notary public Susan B. Steiner, State of Illinois, Commission No. 843945, Commission Expires September 14, 2028. Form compliments of Greater Illinois Title Company. Universal Doc Ref: GP_IEF0029-20050804-R1-0.

Crowe LLP Engagement Letter — Municipal Advisory Services

Packet Pages 23–28

Dear Mr. Recupito:

This letter agreement confirms the arrangements for Crowe LLP ("Crowe" or "we" or "us") to provide consulting services, as more fully set forth herein (the "Services"), and the deliverables set forth herein (the "Deliverables") in connection with budget and financial analysis for Town of Cedar Lake ("Client" or "you" or "your") from information provided by Client or information provided to Crowe on Client's behalf. The attached Crowe Engagement Terms, and any attachments or addenda thereto, are an integral part of this letter agreement and are incorporated herein by reference (collectively, the letter agreement, Crowe Engagement Terms, and any attachments or addenda are defined as the "Agreement").

Scope of Crowe Services

Crowe will provide Services to Client which are outlined in Attachment A. Crowe will be providing services as a Municipal Advisor and not as a Registered Dealer.

Because these Services will not constitute an audit, review, or examination in accordance with standards established by the American Institute of Certified Public Accountants, Crowe will not express an opinion as defined by the AICPA assurance standards. Crowe has no obligation to perform any Services beyond those listed in Attachment A. If Crowe performs additional services beyond those listed, other matters might come to Crowe's attention that would be reported to Client. Crowe makes no representations as to the adequacy of the Services or any Deliverables for Client's purposes. Crowe will prepare the work product ("Deliverables") listed in Attachment A.

Crowe's Services, any Deliverables, and any other work product are intended for the benefit and use of Client only. There are no intended third-party beneficiaries to this Agreement. This engagement is not, and will not be, planned or conducted in contemplation of reliance by any other party or with respect to any specific transaction and is not intended to benefit or influence any other party. Therefore, items of possible interest to a third party may not be specifically addressed or matters may exist that could be assessed differently by a third party. The working papers for this engagement are the property of Crowe and constitute confidential information.

This engagement cannot be relied upon to disclose errors, fraud, or illegal acts that may exist, and Crowe will not address legal or regulatory matters or abuses of management discretion, which are matters that should be discussed by Client with Client's legal counsel. Client is responsible for the accuracy and completeness of the information provided to Crowe for purposes of this engagement and for timely updating such information. Client agrees Crowe may rely on the information provided to Crowe without investigation or other attempts to verify its accuracy or completeness. Client has determined that Crowe's provision of Services shall not violate any statute or regulation.

Client agrees to make all management decisions and perform all management functions. Client will designate an individual who possesses suitable skill, knowledge, and/or experience, to oversee the Services, evaluate the adequacy and results of the Services performed and any Deliverables, accept responsibility for the results of the Services, and establish and maintain internal controls, including monitoring ongoing activities (the "Management Representative"). The Management Representative shall be knowledgeable in all laws, regulations, and industry practices applicable to the Services, any Deliverables, and any other work product. Client will be responsible for determining and approving the risk, scope, and frequency of Services to be performed, and the Management Representative shall coordinate, review, and approve Crowe's performance of Services. Client will be responsible for communicating Crowe's findings within Client's organization, and Client shall be responsible for determining when, whether, and how any recommendations or Deliverables from Crowe are to be implemented.

Client shall also ensure that it has all rights and authority necessary to permit Crowe to access or use any systems or third-party products during the performance of Services. For any third-party software applications, or related hardware, used by Client and to which Crowe must have access for purposes of providing the Services, Client represents that it has obtained any necessary licenses for Crowe to perform the Services.

Although some professionals assigned to the engagement may have a Juris Doctor, an L.L.M., or other law degree, Crowe and its personnel do not practice law and have not been engaged to provide any legal advice. Client acknowledges and agrees that neither Crowe nor any of its personnel will be asked or engaged to provide any legal advice in providing any services to Client.

Acceptance of Formal Deliverables

Any issues with a Deliverable after a Deliverable is accepted shall be treated as a change in scope of the engagement.

Definition of Engagement Completion

This engagement shall be concluded upon acceptance of the Deliverables or when terminated in writing by one of the parties in accordance with the terms of this Agreement.

Disclosure of Conflict of Interest

Pursuant to MSRB Rule G-42, if any known material conflicts of interest based on the exercise of reasonable diligence by Crowe are determined, Crowe will provide a written statement to the Client to that effect. As of the date of this Agreement, Crowe is not aware of any material conflicts of interest.

Qualifications

Crowe is registered with the Municipal Securities Rulemaking Board (MSRB) and the U.S. Securities and Exchange Commission (SEC) as a Municipal Advisor. As a Municipal Advisor, Crowe is required to file a Form MA pertaining to Crowe and Form MA-I for each employee engaged in Municipal Advisory activities. These forms include information about any criminal actions, regulatory actions, investigations, terminations, judgments, liens, civil judicial actions, customer complaints, arbitrations and civil litigation. Such information can be viewed on the U.S. Securities and Exchange Commission EDGAR Company Filings. Crowe LLP CIK#: 0001620621 filings can be viewed at the SEC EDGAR Company Filings page for Crowe LLP. Crowe's latest MA-A was accepted on May 14, 2026.

The MSRB is the principal regulator in the municipal securities market and develops rules for financial professionals designed to ensure a fair and efficient market by preventing fraud and other unfair practices, establishing professional qualifications, supporting market transparency, and applying uniform practices to the industry. The MSRB offers a brochure that describes the protections available under MSRB rules and how to file a complaint with an appropriate regulatory authority, located on the MSRB website at www.msrb.org.

Fees

The fees and expenses for this engagement are outlined in Attachment A. Fees, exclusive of out-of-pocket expenses and certain technology charges, are outlined in Attachment A. Crowe may also invoice for actual out-of-pocket expenses (e.g. expedited delivery services, travel, business services, etc.).

Invoices are due and payable upon receipt. Invoices not paid within thirty (30) days of receipt are subject to a monthly interest charge of one percent (1%) per month or the highest interest rate allowed by law, whichever is less, which Crowe may elect to waive at its sole discretion, plus costs of collection including reasonable attorneys' fees. If any amounts invoiced remain unpaid thirty (30) days after the invoice date, Client agrees that Crowe may, in its sole discretion, cease work until all such amounts are paid or terminate this engagement.

The fee payment arrangements are designed for clarity and efficiency and will frequently not correspond to the amount of time and cost Crowe incurs on Client's behalf during a particular calendar period for a variety of reasons. While Crowe may bill Client for services on an equal monthly payment, its professional fees and expenses incurred will often exceed the monthly billing amount early in the contract period because of engagement planning. Client agrees that in the event, regardless of the cause, the arrangement under this letter is terminated, Client will pay Crowe any professional fees and expenses incurred in excess of billings received, in addition to any termination payment this letter might require. Similarly, in the event of early termination, if Client's payments have exceeded Crowe's fees and expenses, Crowe will return the excess payments to Client.

The fees are based on the services plan that details the scope and frequency of the work to be performed. Fees and expenses for any additional projects or services will be agreed to and billed separately, and are based on certain assumptions that, if incorrect, may require additional billings.

Crowe's fee estimates assume that Client's personnel will assist in gathering the information necessary to perform the engagement, including obtaining supporting documents, pulling customer files, following up on exceptions, and in other similar ways. Crowe also assumes no irregularities will be discovered, no unusual procedures will be required, internal control is reasonably adequate, and there will be no substantial changes in the operations of the Client. Fees are exclusive of taxes or similar charges, as well as customs, duties or tariffs, imposed in respect of the Services, any work product or any license, all of which Client agrees to pay if applicable (other than taxes imposed on Crowe's income generally), without deduction from any fees or expenses invoiced to Client by Crowe.

Termination

The parties mutually agree that either party can terminate this engagement upon delivery of written notice ninety (90) days prior to the date of the desired termination. The parties also mutually agree that specific scope elements may be terminated upon delivery of written notice ninety (90) days prior to the date of the desired termination. This Agreement will terminate with the completion of the Scope-of-Services.

Miscellaneous

For purposes of the Miscellaneous section, the Acceptance section, and all of the Crowe Engagement Terms, "Client" means the entity(ies) defined in the first paragraph of this letter and also includes all related parents, subsidiaries, and affiliates of Client who may receive or claim reliance upon any Crowe work product.

Crowe will provide the Services to Client under this Agreement as an independent contractor and not as Client's partner, agent, employee, or joint venturer under this Agreement. Neither Crowe nor Client will have any right, power or authority to bind the other party.

This Agreement reflects the entire agreement between the parties relating to the services (or any reports, Deliverables or other work product) covered by this Agreement. The engagement letter and any attachments or addenda hereto (including the attached Crowe Engagement Terms) are to be construed as a single document. This Agreement may not be amended or varied except by a written document signed by each party. This Agreement may be executed in two or more actual, scanned, emailed, or electronically copied counterparts, each of which together are one and the same instrument, and will be governed and construed in accordance with the laws of the State of Indiana applicable to agreements made and wholly performed in that state.

We are pleased to have this opportunity to serve you, and we look forward to a continuing relationship. If the terms of this Agreement are acceptable to you, please sign below and return one copy of this Agreement at your earliest convenience.

Acceptance

"I have reviewed the arrangements outlined above and in the attached 'Crowe Engagement Terms,' and I accept on behalf of the Client the terms and conditions as stated. By signing below, I represent and warrant that I am authorized by Client to accept the terms and conditions of this Agreement as stated. IN WITNESS WHEREOF, Client and Crowe have duly executed this Agreement effective the date first written above."

Crowe Engagement Terms

Packet Pages 29–34

Crowe wants Client to understand the terms under which Crowe provides its services to Client and the basis under which Crowe determines its fees. These terms are part of the Agreement and apply to all services described in the Agreement as well as all other services provided to Client (collectively, the "Services"), unless and until a separate written agreement is executed by the parties for separate services. Any advice provided by Crowe is not intended to be, and is not, investment advice.

Client's Assistance — For Crowe to provide Services effectively and efficiently, Client agrees to timely provide Crowe with information requested and to make available to Crowe any personnel, systems, premises, records, data, or other information as reasonably requested by Crowe to perform the Services. Access to such personnel and information are key elements for Crowe's successful completion of Services and determination of fees. Client agrees Crowe will have no responsibility for any delays in providing such information to Crowe.

Professional Standards — As a regulated professional services firm, Crowe must follow professional standards when applicable, including the Code of Professional Conduct of the American Institute of Certified Public Accountants ("AICPA") and, to the extent applicable, the Public Company Accounting Oversight Board ("PCAOB"). Crowe retains the right to take any course of action permitted by professional standards, including declining to express an opinion or issue other work product or terminating the engagement or this Agreement in whole or in part.

Reports — Any information, advice, recommendations or other content of any memoranda, reports, deliverables, work product, presentations, or other communications Crowe provides under this Agreement ("Reports"), other than Client's original information, are for Client's internal use only, consistent with the purpose of the Services. Client will not rely on any draft Report.

Confidentiality — Except as otherwise permitted by this Agreement or as agreed in writing by the parties, neither Crowe nor Client may disclose to third parties the contents of this Agreement or any information provided by or on behalf of the other that ought reasonably to be treated as confidential and/or proprietary, subject to standard exceptions for publicly available information, independently known or created information, or disclosures required by law.

Client-Required Cloud Usage — If Client requests that Crowe access information on a third-party cloud-based system (including iCloud, Dropbox, Google Docs, Google Drive), Client shall ensure compliance with all applicable laws protecting the information from unauthorized access, and represents that it has authority to provide Crowe such access.

Data Protection — Client may transfer Personal Data if necessary to provide the Services. Crowe will process Personal Data as authorized by Client and permitted by applicable law, in accordance with the Data Processing Addendum located at https://www.crowe.com/dpa.

Email Encryption — Crowe and Client will each allow opportunistic TLS encryption for secure email communication. If Client fails to allow opportunistic TLS encryption, use of unencrypted electronic media will not itself constitute a breach of confidentiality obligations.

Intellectual Property — Any Deliverables, works, inventions, working papers, output and all other work product conceived, made or created by or on behalf of Crowe through or in connection with the Services ("Work Product"), and all intellectual property rights in such Work Product, will be owned exclusively by Crowe. Upon full payment by Client, Crowe grants Client a non-exclusive license to use for its business purposes any Deliverables. Crowe retains exclusive ownership of all intellectual property rights in its ideas, concepts, methodologies, data, software, and other know-how ("Materials"), and nothing in this Agreement precludes Crowe from developing similar or competitive work for other clients.

Client Data Usage — Client retains full ownership of all data provided to Crowe, and Crowe will maintain the confidentiality and protection of Client data. Client warrants it has authority to grant Crowe the right to use the data, and that the data does not infringe any third-party right. Client grants a limited, perpetual, non-exclusive, irrevocable right to use the data to the extent incorporated into any Work Product.

Data Aggregation — Crowe may, in its discretion, aggregate Client content and data with content from other clients or sources ("Data Aggregations") for purposes including product development, commercialization, industry benchmarking, or quality improvement, after deidentifying or anonymizing Client data. All Data Aggregations are the sole property of Crowe.

Use of Third Parties in Crowe Operations — Crowe uses third-party providers and solutions, including email providers, cyber-security providers, data hosting centers, and tools with machine learning or artificial intelligence components, as well as its own subsidiaries, in the ordinary course of business. These will meet the confidentiality and data protection requirements of this Agreement, and the limitations on Client's remedies apply equally to them.

Use of Subcontractors for Service Delivery — Crowe may engage third-party subcontractors (not owned or controlled by Crowe, including Crowe Global member firms) in delivering Services. Crowe will execute an agreement protecting Client's confidential information and remains solely responsible for the provision of Services, including those provided by subcontractors.

Legal and Regulatory Change — Crowe may periodically communicate changes in laws, rules or regulations to Client but does not undertake an obligation to advise Client of such changes except to the extent required by professional standards. If changes in laws or regulations change Client's requirements or the scope of Services, Crowe's fees will be modified to a mutually agreed amount.

Publication — Client agrees to obtain Crowe's specific permission before using any Report or Crowe work product or firm name in a published document, and to submit copies to Crowe for permission before filing or publication.

Client Reference — Client agrees that Crowe may use Client's name and generally describe the nature of Crowe's engagement(s) with Client in marketing to prospects, and may provide prospects with contact information for Client personnel familiar with Crowe's Services.

No Punitive or Consequential Damages — Any liability of Crowe will not include consequential, special, incidental, indirect, punitive, or exemplary damages or loss, nor lost profits, goodwill, savings, or business opportunity, even if Crowe had reason to know of the possibility of such damages.

Limit of Liability — Except where it is judicially determined that Crowe performed its Services with recklessness or willful misconduct, Crowe's liability will not exceed fees paid by Client to Crowe for the portion of the work giving rise to liability. A claim for a return of fees paid is the exclusive remedy for any damages, applying to the full extent allowed by law regardless of the grounds or nature of the claim.

Time Limit on Claims — No action against Crowe arising from or relating to this Agreement or the Services may be brought after the earlier of (1) one year after the date of the act or omission alleged to have caused the injury, or (2) the expiration of the applicable statute of limitations or repose.

Indemnification for Third-Party Claims — Except where it is judicially determined that Crowe performed Services with recklessness or willful misconduct, Client agrees to indemnify and hold harmless Crowe and its personnel against all costs, fees, expenses, damages and liabilities, including attorney fees, associated with any third-party claim relating to or arising from any Services performed or work product provided by Crowe. This indemnification also applies after termination or expiration of the Agreement.

No Transfer or Assignment of Claims — No claim against Crowe, or any recovery from or against Crowe, may be sold, assigned or otherwise transferred, in whole or in part.

Response to Legal Process — If Crowe is requested by subpoena or other legal process to produce documents or testimony pertaining to Client or Crowe's Services, and Crowe is not named as a party in the applicable proceeding, Client will reimburse Crowe for its professional time, out-of-pocket expenses, and reasonable attorney fees incurred in responding.

Mediation — If a dispute arises out of or related to this engagement or this Agreement, the parties agree first to try, in good faith, to settle the dispute by mediation administered by the American Arbitration Association under its mediation rules for professional accounting and related services disputes, before resorting to litigation. Costs of mediation will be shared equally, and mediation will be held in Chicago, Illinois.

Jury Trial Waiver — For all disputes relating to or arising between the parties, the parties agree to waive a trial by jury, irrevocably and without modification, applying to any subsequent amendments, renewals, or modifications to the Agreement. If a court finds this waiver unenforceable, disputes will be resolved by arbitration as set forth in the Arbitration section.

Arbitration — If the Jury Trial Waiver is found unenforceable, any dispute between the parties will be settled by binding arbitration in Chicago, Illinois, governed by the Federal Arbitration Act and administered by JAMS, Inc. pursuant to its Streamlined Arbitration Rules & Procedures. The parties will agree on the number of arbitrators (one or three); if they cannot agree within fifteen business days, a single arbitrator will be used, selected by JAMS if necessary. Arbitrators must be retired federal judges or attorneys with at least 15 years of commercial law experience. Discovery is limited (no more than six depositions, none exceeding five hours), and the hearing must generally conclude within one year of initiation and within ten business days once begun, absent written agreement otherwise. All aspects of the arbitration will be treated as confidential.

Consent to Jurisdiction and Forum Selection — Subject to the Arbitration section, the parties agree that all actions or proceedings arising from or relating to this Agreement shall be tried and litigated exclusively in the state or federal courts located in Cook County, Illinois, and each party consents to personal jurisdiction there, waiving any objection to venue.

Non-Solicitation — During the period of this Agreement and for one year after its expiration or termination, neither party will solicit or hire the other's Key Personnel for employment without that party's written consent, unless the hiring party pays a fee equal to the hired Key Personnel's compensation for the prior twelve-month period.

Crowe and Equal Opportunity — Crowe abides by the principles of equal employment opportunity, including the requirements of 41 CFR 60-741.5(a) and 41 CFR 60-300.5(a), which prohibit discrimination against qualified individuals based on protected veteran or disability status, and prohibit discrimination based on race, color, religion, sex, or national origin. Crowe also abides by 29 CFR Part 471, Appendix A to Subpart A.

Security Testing Risk — Client acknowledges that any security testing-related Services carry inherent risks relating to system crashes, breach of information security, or breach of confidentiality ("Security Testing Risks"). Client is solely responsible for maintaining up-to-date backup copies of its original software and data, and unconditionally holds Crowe harmless from and waives claims relating to such Security Testing Risks.

Crowe Global Network — Crowe LLP and its subsidiaries are independent members of Crowe Global, a Swiss organization, but Crowe Global is not a worldwide partnership. Crowe Global and its members are separate and independent legal entities that do not obligate each other, and each disclaims responsibility or liability for acts or omissions of the other. Further information is available at www.crowe.com/disclosure.

Attachment A — Scope of Services and Fee Schedule

Packet Page 35

Crowe will provide ongoing financial and municipal advisory services which may include the following as requested by the Town of Cedar Lake, Indiana:

• Provide general on-call financial and municipal advisory services
• Assist with revenue and expense estimates in the preparation of annual budget
• Assist town with analysis and estimates of Local Income Taxes (LIT) and Municipal Unit Strategic Taskforce (MUST)
• Assist with analysis of potential new revenue sources
• Assist with evaluation of cash flows relative to existing Town financings
• Prepare proposed financing scenarios including analysis of any debt limits and/or covenants
• Assist with Indiana Department of Local Government Finance (DLGF) annual debt management requirements
• Provide general budgetary assistance and prepare presentations for the Town Council as requested, including annual budgetary assistance and evaluation of current fees/charges
• Assist with the estimation of revenues and expenditures, both operating and capital
• Prepare and/or review budget forms required by DLGF
• Assist the Town in analyzing and estimating future revenues
• Evaluate the DLGF 1782 Notice issued to the Town for errors, potential changes or discrepancies which may result in changes to the certified budget and levies of the Town
• Provide comparative data for surrounding communities
• Attend Town meetings and working group meetings as requested; coordinate with the Lake County Auditor and Assessor as needed
• Review/prepare TIF neutralization reports if requested

Out-of-scope items include utility rate analysis, any bond and note issuance, and the creation and establishment of a new TIF allocation area for a proposed bond issuance. Such items will require separate engagement letters.

Fees will be charged at an hourly rate on a time and materials basis, charging for professional time incurred by Crowe personnel in connection with this engagement.

Crowe will invoice the Town for services on a monthly basis as services are rendered and for out-of-pocket expenses as they are incurred. Out-of-pocket expenses paid by Crowe are billed to the Client at cost, generally including communication, printing, binding, electronic marketing, electronic bidding expense, evaluation software, and travel expenses incurred on behalf of the Client. Should the project terminate prior to completion, Crowe will invoice the Client for time and out-of-pocket expenses through the date of project termination.

Building Permit Application — 7408 Constitution Avenue (Museum)

Packet Pages 36–37

The application form includes standard requirements for construction: (1) a plat of survey showing location of existing and proposed structures, all setbacks, existing and proposed grades; (2) two sets of drawings showing floor plans, foundation, elevations, electrical plans, and wall cross-sections, as applicable; (3) energy documents and truss certifications with an as-built survey for new homes; and (4) a requirement that all contractors be licensed with the Town of Cedar Lake, with erosion control required. The applicant certified that the information provided was true and correct, signed and dated 6/15/26. Office-use fields for zoning fee, building fee, sewer tap/development fee, water tap/development fee, park impact fee, escrow fee, total, receipt number, date paid, and released-by were left blank on the source document.

Draft Community Statements — Cedar Lake Heart & Soul

Packet Page 38

The following draft community statements were presented as part of the Cedar Lake Heart & Soul initiative, organized under five themes:

Food Truck License Application Package

Packet Pages 39–42

Food Truck License Application Form

Fee Exempt: Religious Institutions, Schools, Nonprofits, Fraternal Organizations, Honorably Discharged Veterans.

The application form (submitted blank in this packet as a template) requests the following applicant and business information: applicant name, telephone number, email, current physical address, date of birth, additional contact name and phone number, business name, type of products to be sold, tax ID, business telephone, names of municipalities or government units the applicant has applied for a license within the past 12 months, business physical address/location, and designation of a resident of Indiana as a registered agent for receiving notices from the Town. It also asks whether the business has previously held a Town of Cedar Lake business license and the years, and whether the license has ever been previously revoked, with an explanation required if so. If the applicant is employed by or represents a firm, limited liability company, or corporation, the name and current physical address of all members or officers must be provided.

Applicant Affidavit

"IN WITNESS WHEREOF, the undersigned, having duly sworn, upon oath certifies that by signing this application that: (i) I am fully empowered and duly authorized by any and all necessary action or consent to execute and deliver this application and certification for and on behalf of the party for which I am signing; (ii) the party for which I am signing has full capacity, power, and authority to carry out and enter into the obligations required under the permit; (iii) this license has been duly authorized, executed, and delivered and constitutes a legal, valid, and binding obligation of the party for which I am signing; and (iv) the party for which I am signing agrees to conform to the regulations of the Town of Cedar Lake, Lake County and the State of Indiana."

"I hereby acknowledge and accept that this permit may be immediately revoked by the Town of Cedar Lake for the commission of any act, or for failing to act in a manner, that constitutes a violation of any applicable law of the Town of Cedar Lake, Lake County, and the State of Indiana."

The affidavit includes signature lines for the Applicant (printed name, signature, date) and for notarization (Notary Public signature and printed name), submitted blank as a template in this packet.

Food Vendor Conduct Agreement

The Town of Cedar Lake Ordinance (number not specified on the source form) provides basic regulations for the operation of all Mobile Food Vendors. This agreement establishes a standard of conduct for such operations. As a licensed Mobile Food Vendor, the applicant understands they cannot and will not conduct business in a manner that would violate any of the following standards of conduct:

• Mobile Food Vendor operators shall conduct themselves at all times in an orderly and lawful manner and shall not make or cause to be made any unreasonable noise, including noise of such volume as to be in violation of any applicable nuisance or noise ordinance.
• No Mobile Food Vendor unit may be permanently or temporarily affixed to any object including, but not limited to, buildings, trees, telephone poles, streetlight poles, traffic signal poles or fire hydrants.
• Each Mobile Food Vendor shall be limited to signage as allowed in the Town of Cedar Lake under Town Code 92.06 Sign Standards.
• No Mobile Food Vendor unit may make use of any public electrical outlet while in operation.
• Each Mobile Food Vendor shall protect against littering and shall have an adequate trash receptacle which shall be emptied sufficiently often to allow disposal of litter and waste by the public at any time.
  • Trash shall not be emptied into Town receptacles.
  • Liquid from the Mobile Food Vendor unit shall not be discharged on or in a Town sewer or drain or elsewhere on Town or private property without the express written permission of the property owner.
• Before leaving any location, the Mobile Food Vendor shall pick and remove all trash, including spilled products, within twenty (20) feet of the Mobile Food Vendor unit.
• No Mobile Food Vendor shall expose any pedestrian to any undue safety or health hazards, nor shall it be maintained so as to create a public nuisance.
• Mobile Food Vendors which utilize a grill or device that may result in a spark, flame or fire shall adhere to the following:
  • Be placed twenty (20) feet from any building or structure.
  • Provide a barrier between the grill or device and the general public.
  • The spark, flame, or fire shall not exceed twelve (12) inches in height.
  • A fire extinguisher shall be within reaching distance of the Mobile Food Vendor operator at all times.
• Mobile Food Vendor operators shall be required to obey the commands of law enforcement officer or fire officials with respect to the activity carried out, including where possible, the removal of the Mobile Food Vendor unit and cessation of sales.
• No Mobile Food Vendor unit shall be left unattended.
• No Mobile Food Vendor unit shall be left overnight on any Town property or road right-of-way.
• No Mobile Food Vendor shall provide or allow any dining area unless otherwise authorized by the Town of Cedar Lake.

The Conduct Agreement includes signature lines for the Licensee (printed name, signature, date), submitted blank as a template in this packet.

Mobile Food Vendor Business License — Indemnification and Hold Harmless Agreement

The undersigned licensee ("Licensee"), in consideration of the issuance of a license by the Town of Cedar Lake, agrees to the following:

1. In exchange for the issuance of a license by the Town of Cedar Lake, Licensee releases, holds harmless, and forever indemnifies the Town of Cedar Lake and any and all Town employees, officers, and agents from any claim or claims which may arise out of any incident in any way related to Licensee's operation of a business that was licensed by the Town of Cedar Lake. This includes, but is not limited to, claims for personal injury, death, property damage, and/or any other type of harm or injury.
2. Licensee shall defend, indemnify, and hold harmless the Town of Cedar Lake and any and all Town employees, officers, and agents from and against any and all actions, costs, claims, suits, losses, expenses, and damages, including but not limited to attorney's fees and court costs, arising out of Licensee's operation of a business which has been licensed by the Town of Cedar Lake.
3. Licensee understands this release binds Licensee and Licensee's spouse, heirs, executors, partners, co-owners, and administrators.

Licensee acknowledges that he/she/they has read this release and understands all of its terms. Licensee signs this release voluntarily and with full knowledge of its significance.

The Indemnification and Hold Harmless Agreement includes signature lines for printed name, signature, and date, submitted blank as a template in this packet.